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(1914) [MARC] Author: Joseph Guinchard
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alien insurance companies act.

(591

guarantee insurance, and Victoria insurance on damage by water. In the
same year 15 mutual companies with a wider radius of operations than one
län were at work, of which 7 embraced the whole of Sweden, among them
che Städernas Allmänna Brandstodsbolag (the Cities’ General Fire
Indemnity Company), and Allmänna Brandförsäkringsverket för byggnader å
landet (The General Fire Insurance Office for Buildings in the Country), 6
more than one län, among them the Skånska Brandförsäkringsinrättningen
(the Scanian Fire Insurance Institution), 2 only the City of Stockholm,
notably the Stockholms Stads Brandförsäkringskontor (the City of
Stockholm Fire Insurance Office) established 1746, and the Stockholms Stads
Brandstodsbolag till Försäkring av Lösegendom (the City of Stockholm
Fire Indemnity Company for the Insurance of Movable Property,
established 1844). There were 23 Swedish mutual companies each
embracing in its sphere of operations one län, and not less than 368 smaller
mutual companies. To this fall to be added Swedish general agencies for
26 foreign companies, out of which 3 were Danish, 1 Finnish, 6 German,
1 Swiss, 12 English, 2 French, and 1 Dutch. All, expect the German and
the Swiss, were members of the Swedish Joint-stock Companies Tariff
Union (Svenska Aktiebolagens Tarifförening), established in 1874. That
Union has powers to pass resolutions binding on its members as to the
amount of the premiums they are entitled to take for various kinds of
risks, and with regard to other matters where it is essential that a
uniform procedure should be adopted by all the companies belonging to the
Union. 1’ *!

The turnover of all these fire insurance institutions in the course of the
last years for which statements have been published,1 is shown, reckoned
in millions of kronor, by the following summary:

Pre- Compensations
miums

for re- gross
insurance

Companies

Gross [-premiums-]
{+pre-
miums+}

by
reinsurers

Insurances held at
end of year

re-

® & insured

SwediBh joint stock companies . . 26 61 1154 16 74 7 58 7 85021 3 460-04

Large Swedish mutual companies . 4’25 0’89 2 15 068 2 804’58 457 43

"County" (län) mutual companies . 2 28 — 1’49 — 2 442 29 —

Small mutual companies..........2’37 _— 1’58 — 1 891’90_—

Total Swedish companies 35"51 12-43 21 96 8-26 14 988-98 3 917-47

Foreign companies....... 3 05 1’87 2’53 1’67 823’30 468’21

Total 38-56 4-30 24-49 9-93 15 812 28 4385-6

The gross insurance sum thus amounted at the close of 1912 to 15 812-28
million kronor. It should be noted, however, that most Swedish joint stock
companies also carry on important business in foreign countries. Thus at
the termination of 1912 these foreign insurances represented a gross value
of not less than 2 888 million kronor, out of which 812 million kronor

1 The figures refer, as regards Swedish joint stock companies and foreign companies to
the calendar year 1912, and as regards Swedish mutual companies as a rule to the financial
year terminated within the period from the 1st July 1912 to the 30th June 1913.

44—133179. Sweden. II.

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