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Simultaneously with this act, a bill was being prepared relating
to insurance against accident, and also a bill relating to insurance
in case of illness. The latter, however, according to the wish
expressed by the disablement insurance commission of 1894, was
deferred in order to be treated with a law on disablement
insurance. The accident insurance act, passed on the 23rd July, 1894.
in its fundamental features most nearly resembles the Austrian
accident insurance act. It includes work people and servants,
both in regular employment, and in piece work, who are employed
in work of the nature of factory work, or in which other motive
power is used than human muscular power, or where boilers are
used with steam pressure. It also includes workmen in mines and
quarries, in the ice-trade, in all kinds of wharf work (houses, ships,
railways, roads, canals), in timber-floating, in railway and tramway
works, in the shipping and unshipping of goods, in work in
warehouses [[** sjk om bindestrek beholdes]] and stores and in the conveyance of goods connected with
them, in diving operations, chimney-sweeping and firemen’s work.
The above-named persons, however, are only insured against the
consequences of accidents sustained during work, when the work
is done for an employer whose business includes such occupations,
or when the work is for the state or a municipality, or is computed
to take at least 30 working days, besides 300 day’s works (dagværk) [[** sic, punktum mgl]]
Opportunity is moreover afforded to other employers and employees,
of voluntary insurance in the state insurance. Of important
occupations that do not come under the law may be named agriculture,
shipping and fishing. It includes altogether about 10,000 separate
occupations, many of which, it is true, are small and of brief
duration. The number of those who come under the law for a
shorter or longer part of the year, has been estimated at 80,000.
The insurance is undertaken by a common state insurance
institution guaranteed by the state, and its object is indemnification
against accidents in work, causing bodily injury or death. The
indemnification consists, as a rule, in covering the expenses of
medical treatment from the fourth week after the accident (for
the first four weeks the sick-clubs are supposed to bear these
expenses), and in paying 60 per cent of the injured person’s wages
in case of complete disablement, and a proportionate fraction of
them in case of partial disablement. If the accident has resulted
in death, the insurance institution pays the funeral expenses (50 kr.),
and an annuity to the bereaved family, which is calculated
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