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and since then several larger and smaller companies have been
started, so that the official statistics at the end of 1898 give the
number of life insurance companies as 11, with an annual premium
income of 4.4 million kroner. In addition to these, there are
several foreign companies doing business in Norway.
Norway has only one private accident insurance company of
her own — «Sigyn» — established in Kristiania in 1885. In
addition to this, since 1895, there has been a state insurance union
(«Rigsforsikringsanstalten»), in which all owners of factories and
other works where the hands are liable to accident, are obliged
to insure their work-people against accident in their work. This
insurance is a heavy burden upon our industrial undertakings, but
has been of great benefit to the work-people (see pp. 212, 213).
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