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724

(1914) [MARC] Author: Joseph Guinchard
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74 (i

v. social movements.

loading of cargo, and railway and tram traffic. On the other hand, the
Act does not appljr either to shipping, or to agriculture in a strict sense.
Liability for compensation comprises all injuries incurred owing to
accidents in work, with the exception of accidents which the injured person
has incurred wilfully or owing to gross negligence.

Compensation for injury, and its amount. Employers are liable for
compensation on the following basis:

(a) accidents that have been attended by appreciable diminution of capacity
for work for more than 60 days, shall be compensated at the rate of 1 krona
a day from the 61st day inclusive;

(b) accidents that have been attended by a permanent incapacity for work, or
a permanent loss of capacity for work that may be estimated at not less than
10 % of the normal, shall be compensated with an annuity, varying according
to the degree of the incapacity, but not exceeding 300 kronor per annum (in
the case of complete disablement);

(c) accidents that have been attended by death shall be compensated with
firstly a funeral benefit of 60 kronor, and secondly with annuities to the widow
and children: to the widow 120 kronor, and to each child under fifteen 60
kronor per annum. The aggregate amount of these annuities, however, shall
not exceed 300 kronor.

The State Insurance Office. Employers who so desire are entitled
to exempt themselves from liability for damages by insuring in the State
Insurance Office, an institution established by the State and maintained out of
public monies. When an employer has become liable for the payment of an
annuity to one of his injured workpeople, he may exempt himself from further
liability of payment by the purchase of a corresponding annuity in the State
Insurance Office.

Swedish employers have largely availed themselves of insurance to cover
themselves against the risks to which the law renders them liable. Insurances
of this kind have been undertaken also by private insurance companies, and
moreover the employers themselves have formed insurance societies on their own
account. The number of workpeople whose compensation for accident has been
secured in this manner by insurance cannot be exactly ascertained. However,
leaving out of account the State offices and institutions in which insurance
does not occur, it may be assumed that at least three-fourths of the total
number of workpeople entitled to compensation under the Act of 1901 have been
insured.

The Royal Ordinance of the 2nd October 1908 relating to Insurance against
Accident for Fishermen.

In pursuance of the terms of this Decree, any fisherman domiciled in Sweden
is entitled to protect himself by insurance in the State Insurance Office
against the consequences of accident. The principles for insurance are identical
with those in the Workmen’s Compensation Act of 1901, but with the extended
provision that in the case of death, failing the existence of a widow and
children under 15, the compensation shall be paid to the deceased person’s parents
and brothers and (or) sisters under 15, provided that the deceased has supported
them or contributed to their support. The compensation in this case is paid in
the form of a sum down once for all of 400 kronor. The annual insurance
contribution is fixed at 5’50 kronor. The additional sum required to
complete the insurance is defrayed out of State monies.

However, this voluntary insurance for fishermen has hitherto been comparatively
little resorted to. The entire number of fishermen thus insured was at the
close of 1912 only 1 363.

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