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provincial agricultural societies. 145
Table 32. %,Oion Home, Loans made by the State per the Agricultural
Societies.
Yenr Farming Loans Dwelling Loans Total
Number Kronor Number Kronor Number Krouor
1905 . . . 664 1 421 880 245 371 380 909 1 793 260
1906 . . . 441 1032 989 196 337 702 637 1 370691
1907 . . . 645 1 673 475 366 736 220 1011 2 409695
1908 . . . 900 2 473 235 446 888 830 1 346 3 362 065
1909 . . . 987 2 698 355 365 697 600 1 352 3 395 955
1910 . . . 1236 3 552 060 346 660 325 1582 4 212 385
1911 . . . 1036 3 019160 307 595 350 1 343 3 614 510
1912 . . . 1 113 3 019 534 359 692 050 1472 3 711584
Total 7 022 18 890 688 2 630 4 979457 9652 23 870145
Society’s district is examined every year. The investigations have to be carried
out during the months of June—August by specially appointed persons, who,
as a rule, must visit each independent farm, croft, or other holding, of at least
1 hectare in area. The information obtained at each place has to be entered
on a special "question-card", the form of which has been drawn up by the
Central Bureau of Statistics and the Board of Agriculture.
Another task voluntarily undertaken by the Agricultural Societies is the
arrangement of the State loans for promoting the "own homes" movement. Although
there are other societies, etc., too, that arrange such loans, it is the Agricultural
Societies that have undertaken the greater part. of the work, especially as regards
the agricultural holdings.
According to the conditions and regulations for the State "own homes" loan
movement, such loans may only be advanced for the purpose of creating such
homes where the receiver of the loan owns both the land and the buildings
erected on it; they can be granted for the acquisition of holdings intended for
cultivation (Sw. jordbrukslägenhet), or of holdings where the dwelling house is
the principal thing (Sw. bostadslägenhet). Such "own-home" loans may only be
granted to anyone, man or woman, who is a Swedish subject, at least 21 years
of age, of good character, known to be thrifty, sober, and well-behaved, and who,
although, it is true, is not in want of means to contribute in some degree
towards the acquiring of an "own home" needs effective assistance to be able to
acquire it.
"Own home" loans for farming-holdings shall amount, to not less than I/a,
and not more than 5/g, of the estimated value of the Holding; in the case of a
dwelling-house holding, the corresponding figures are 1/8 and 3/<t respectively.
""Own home" loans may not be granted in those cases when the estimated value
of the holding exceeds 7 000 kronor for a farming-holding provided with
necessary houses, 8 000 kronor for a farming-holding without houses and 4 000
kronor for a dwelling-holding. (Estimated value includes value of land and
buildings existing there on or which are intended to be erected there.)
The loan is divided into two equal parts, an amortization-loan and a standing
loan. An annual payment of 6 has to be made on the amortized part of
the loan on a farming-holding, and one of 7 % on a dwelling-holding loan.
Of this amount, the interest is calculated as coming to 3’6 %, the remainder
being the instalment due each year. Interest at 3’6 % is paid on the standing
loan.
As the obligation to pay the amortization sum does not commence before the
10—133179. Sweden II.
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